Easy Vehicle Loans, Trusted Locally

Get fast approvals, flexible EMIs, and transparent service for new & used cars, JCBs, tractors, trucks, and buses. Start your loan journey with confidence today.

Our Services

New & Used Car Loans

We offer easy and fast loans for both new and second-hand cars with flexible EMIs and quick approvals.

Commercial Vehicle Loans (JCB, Pickup, Truck)

Need a vehicle for your business? We provide financing for commercial vehicles like JCBs, pickups, and trucks to help you grow without delay.

Bus Loans

Finance your private or commercial bus with our straightforward loan process and competitive interest rates.

Tractor Loans

Empowering farmers and rural businesses with hassle-free tractor loans designed for seasonal needs and easy repayment options.

Loan Transfer / Refinance

Looking for better interest rates? We help you transfer your existing vehicle loan to us with lower EMIs and simplified paperwork.

Top-Up Loans

Need extra funds on your current loan? Our top-up loan service lets you borrow more without starting a new loan from scratch.

About Us

At SM Finance Services, we specialize in fast, reliable, and hassle-free loan solutions for both individuals and businesses across Yamuna Nagar, Radaur, Chhachhrouli, Bilaspur, Mustafabad, Ladwa, Kurukshetra, Ambala, and Karnal.

 

Whether you're looking to finance a new or used car, a commercial vehicle (JCB, pickup, truck, or bus), or a tractor, our team is here to support your journey with flexible loan plans and a transparent, customer-first process.

 

With a strong local presence and a commitment to affordability, SM Finance Services makes vehicle ownership easier and more accessible. Count on us for expert guidance, fast approvals, and a stress-free experience—because your drive matters.

 

Rishi Sangwan

Founder of SM Finance Services

Why SM Finance Services?

Quick Approvals

Get your loan approved in just 24 hours

Low Interest Rates

Starting from as low as 8.5%

Flexible EMIs

Custom plans that fit your budget

️ Trusted Local Partner

Serving Yamuna Nagar for over 10 years

Simple 3-Step Loan Process

1

Apply Online

Fill out our quick form

2

Get Approval

Quick document verification

3

Drive Away

Pick your dream car

HAPPY CUSTOMERS
0 +
Years of Services
0 +
Vehicles Financed
0 +

What Our Customers Say

Join 1,000+ happy clients who trusted SM Finance Services to finance their vehicles.

Get Contact Now

Join 1,000+ happy clients who trusted SM Finance Services to finance their vehicles.